Totowa Personal Injury Lawyer
Personal Injury Claims and Fair Compensation
For all personal injury claims and litigation there are certain key elements that must be clearly demonstrated, either in negotiations with insurance companies or in a court of law. Fundamentally, your attorney must show that another person was guilty of negligence or recklessness and that this caused or contributed to your injuries. This is the case for car, truck and motorcycle accidents as well as medical malpractice issues such as medication or emergency room errors, misdiagnosis, failures to diagnose and others. It is also true for when an accident brings about the most tragic outcome, the wrongful death of a loved one.
In many cases, an accident victim is certain who caused their accident and that the other person was to blame. To the individual who has suffered or their family, their claim should be an open and shut case. Regrettably, there are usually several major barriers that stand squarely in the way of obtaining fair and full compensation in personal injury cases. The firm has a great insight into the process and how to fight to overcome a challenge to an injury claim. With the increase of population in Totowa and its proximity to major roadways, there is a greater risk of vehicle accidents, and the urgent necessity to have legal representation to protect the right to fair compensation.
If you or a family member has been injured through the negligent actions of someone else, The Law Offices of James Vasquez, P.C. advises you to seek the knowledgeable counsel of a Totowa personal injury attorney from the firm. In over a decade of practice, the firm's lead attorney has always made communications to clients his number one objective. In addition, his years spent defending insurance companies in complex litigation situations has given him a distinct advantage in understanding and combatting the first and frequently largest obstacle to obtaining maximum compensation in your case - insurance companies.
While you may be perfectly clear on who caused your injuries and the extent to which they have affected your life, getting an insurer to agree is, many times, quite a different matter. This is where the firm's experience can be invaluable. For example, if your injury claim is filed with your own insurance company, the policy you have is essentially a contract. You do your part and faithfully pay your premiums. In exchange, when you have been hurt your claim should be promptly approved for an amount that truly meets your needs. When an insurance company does not fully live up to their agreements, it can constitute "bad faith." At this point, your chances of obtaining the damages you are owed are greatly improved by retaining an attorney who has first-hand knowledge of what insurance company lawyers and adjusters will do to deny or diminish the value of your claim. For those filed with the negligent party's insurer, it is clear that this company represents the other party, and it is very likely that the company would prefer to pay you less than you might expect.
Resolving Insurance Company Bad Faith Actions
In a similar manner, adjusters and attorneys who work for the insurance company of the person responsible for your accident are going to do their best to lessen any damages that are awarded. They work for the insurance company, whereas the firm works for you. There are multiple methods used to obstruct claims including disputing medical treatments and long-term care, asking for unnecessary data and certain actions that could delay payments. In some instances, those who have suffered catastrophic injuries, like those to the spinal column or brain have been threatened to have a settlement amount reduced if they hired a lawyer. Not every insurance company acts in bad faith. It pays, however, to utilize an attorney who knows the signs and fights hard to safeguard your claim.
Even when an insurance company is not acting in an unethical manner, there is another action to be aware of. An injury victim is commonly contacted quickly by an insurer with a fast settlement offer. You may be in the unfortunate situation of having hospital and medical bills that were not planned for and will be difficult or impossible to pay without help. Also, you may not have any income coming in as a result of being unable to work. With severe injuries, there is the prospect of future medical costs along with continued loss of earnings. These situations can make any compensation seem like a godsend but these initial offers are frequently not what they appear to be. Insurance companies know the position you are in and that without the services of a skilled attorney you may not understand the full damages you can be awarded. The firm's advice, based on experience and knowledge of the law, is to not accept a first settlement offer until it has been thoroughly reviewed by your attorney. You may sign away your rights to maximum compensation.
Aside from the personal injury representation that the firm provides, there are other practice areas that they help locals with. If you have been arrested for DUI, need assistance with a will, other estate planning situations or any municipal court matters, please contact an attorney from the firm to learn what can be done to produce a favorable outcome to your case.
Totowa Resource Links
Personal Injury Info Center
Totowa, NJ Map
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